🏗️ VALUE-BASED ACQUISITION FINANCING

Builders Commercial Capital Group

📍 Financing Value-Add Investment Property Markets Nationwide

💡 TURN DISCOUNTED DEALS INTO IMMEDIATE EQUITY

Builders Commercial Capital Group provides a specialized lending solution for real estate operators who acquire residential investment properties below market value and create value through renovation and stabilization. Our Value-Based Acquisition Loan Program is structured to recognize the true economic potential of an asset by underwriting loans based on market value rather than purchase price, allowing qualified borrowers to unlock embedded equity at the moment of acquisition.

This program is built for execution-driven investors who consistently identify discounted opportunities and have the capability to reposition assets into stabilized, income-producing properties. By combining disciplined valuation standards with flexible, portfolio-level financing, Builders Commercial Capital Group enables borrowers to preserve capital, increase leverage, and scale their investment portfolios more efficiently across value-add markets nationwide.

👷 BUILT FOR EXECUTION-DRIVEN OPERATORS

This program is designed for professionals who create value through action—not passive ownership:

• Licensed general contractors
• Residential construction companies
• Home improvement and renovation firms

✔ Acquire properties for your own portfolio
✔ Execute renovations and operational improvements
✔ Hold assets as long-term rental investments

This is a financing solution for builders of portfolios—not passive investors.

🏚️ TARGET: DISCOUNTED VALUE-ADD PROPERTIES

We focus on properties where value already exists but has not yet been realized:

• Purchased significantly below market value
• Require renovation, repositioning, or improved management
• Underperform due to vacancy, deferred maintenance, or inefficiencies
• Located in stable or improving markets nationwide

These are opportunities where disciplined execution leads to measurable increases in income and valuation.

📏 CORE REQUIREMENT: BUY BELOW VALUE

All properties must meet this standard:

PURCHASE PRICE ≤ 75% OF MARKET VALUE

Purchase\ Price \leq 0.75 \times Market\ Value

🔍 Market value is verified through:

• Third-party appraisal
• Broker Price Opinion (BPO)
• Comparative Market Analysis (CMA)

✔ Ensures a minimum 25% equity cushion at acquisition
✔ Protects against overpaying
✔ Supports disciplined underwriting

💰 HOW THE FINANCING WORKS

This program is built on a simple but powerful principle: we lend based on value—not cost.

• 📊 Loan size: Up to 75% of total market value
• 🏢 Portfolio financing available (multiple properties combined)
• ⚖️ Underwriting based on aggregate asset value

👉 When you acquire below market, this structure can:

• Cover most or all of your acquisition cost
• Reduce or eliminate traditional equity requirements
• Potentially provide liquidity at closing
• Allow faster redeployment of capital into new deals

📊 ILLUSTRATIVE EXAMPLE

Portfolio of 5 Four-Unit Properties

• Purchase Price per Property: $600,000
• Market Value per Property: $875,000

Total Purchase Price

• Total\ Purchase = 5 \times 600{,}000 = 3{,}000{,}000
• Total Market Value
• Total\ Value = 5 \times 875{,}000 = 4{,}375{,}000
• Loan Amount (75% of Value)
• Loan = 0.75 \times 4{,}375{,}000 = 3{,}281{,}250

💵 WHAT THIS CREATES FOR YOU

📈 Immediate Embedded Equity

Equity = 1{,}375{,}000

💸 Potential Liquidity at Closing

Cash\ Available = 281{,}250

👉 You control more real estate while keeping more capital available for growth.

🚀 WHY OPERATORS USE THIS PROGRAM

✔ Capture equity immediately at acquisition
✔ Finance based on true market value
✔ Scale portfolios faster with less capital tied up
✔ Recycle capital into additional opportunities
✔ Turn discounted purchases into instant leverage

🏦 STRUCTURAL ADVANTAGES

• 🧩 Portfolio-level underwriting across multiple assets
• 🔗 Cross-collateralized loan structure
• 📊 Value-driven loan sizing aligned with real market data
• 🛠️ Designed for renovation, repositioning, and stabilization strategies

⚠️ UNDERWRITING & REQUIREMENTS

All loans are subject to:

• Borrower experience and execution capability
• Verified property valuation
• Feasible renovation and stabilization plan
• Market conditions and rental assumptions

📌 Depending on the transaction, additional requirements may include:

• Renovation or operating reserves
• Project oversight or draw schedules
• Defined stabilization timelines

🔑 THE CORE PRINCIPLE

• Loan = 75% \times Market\ Value
• Opportunity = Market\ Value – Purchase\ Pric

If you can consistently acquire properties below market value and execute effectively, this program converts that spread into immediate financing power.

📞 START BUILDING WITH LEVERAGE

Builders Commercial Capital Group provides the capital structure to help experienced operators turn undervalued properties into income-producing assets and scalable long-term wealth.

Find the deal. Prove the value. Execute the plan. We’ll fund the growth. 🚀

🔧 What I Improved (so you know what changed)

• Stronger headline hook (“Turn Discounted Deals Into Immediate Equity”)
• Cleaner flow from concept → qualification → mechanics → example → CTA
• Reduced repetition while increasing clarity
• More institutional tone without losing sales impact
• Clearer borrower filtering (this helps lead quality)